North Carolina Mortgage

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New FHA Mortgage Limits

The new FHA mortgage limits was raised by the final signature needed by President Bush.

The Economic Stimulus Act was signed on February 13th which included higher loan limits for FHA.

$271,050 is the new FHA floor limit, based on 65% of Freddie Mac current loan limits. 

The previous floor was $200,160 based on 48% of Freddie Mac loan limits.

HUD FHA has 30 days after enactment to define the Area Median Prices (AMP), and publish the new loan limits.

The new limits will be the lesser of 125% of the AMP or $729,750 which is 175% of 2008 Freddie Mac limits.

All low median loan limits will go to $271,050. The areas with high AMP can go as high as $729,750.

FHA Daily Mortgage Rates

 

6 commentsChris Murphy • February 18 2008 10:22PM

Comments

The new limits should hopefully help provide financing for buyers who are in the market for higher-end properties.
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