North Carolina Mortgage

Charlotte Mortgage Broker

Why Choose Us?

We offer a wide range of Charlotte home mortgage loan solutions.

We specialize on all Charlotte home mortgage loan types.

We promise to provide you with the best Charlotte mortgage terms.

Because our representatives are Charlotte mortgage loan experts, and can help you with making the right decision.

We offer Charlotte home mortgages to those with past bad credit problems (foreclosure, bankruptcy, judgments, and collections).

We search investors for the best available Charlotte home mortgage products and mortgage rates.

We have the best mortgage rates for all credit grades in North Carolina.

VA Home Loans & FHA Home Loans
Fixed Rate Mortgages
Refinance Cash Out for any reason
Super Jumbo Mortgages
FHA Secure programs
Home Improvement loans
Interest Only Loans
Bad Credit Mortgages
FHA Reset Program

Fresh Start Mortgages
Mortgage Refinancing
Zero Down Loan Programs
1st Time Home buyers
FHA loan with No Credit
Current Home Mortgage Rates

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I posted about the FHA loan limits going up, but forgot to include the Jumbo loan limits.

You can visit HUD's website or go directly to https://entp.hud.gov/idapp/html/hicostlook.cfm

Place your state, and all the counties will show up. 

Go to Limit Type and scroll down from 'FHA Forward' to 'Fannie/Freddie'.

North Carolina FHA loan limits had a huge impact, but the conforming loan limits were still at 417k.

Only a few cities like Elizabeth City  (MICRO), and Kill Devil hills had an impact.

A lot of cities in CA had their conforming loan limits go to 729k!!!!!

FHA Loan limits have gone up today for most of the United States.

The bottom limit is now $271,050, and some areas have gone up to $729,750.

Make sure to check current FHA mortgage rates to see if this may lower your current mortgage rate.

FHA Home loans have been around a long time, and have been helping millions of 1st time home buyers.

FHA mortgage refinances have been helping many homeowners to get out of high rate ARMs.

Charlotte went from 200k to 230k, and now we're at 303k!

Current VA rates have lowered to 5.5% - APR 5.89%

This is really good news for veteran borrowers who are looking for a VA home loan.

A VA mortgage loan can assist many homeowners with a no down payment, and also for those that need a bad credit mortgage.

VA home mortgages can assist a 1st time home buyer or a 2nd time home buyer. You're can use the VA home loan as many times as you move to a new home, and not currently using it.

VA home refinances have also been helping homeowners that are in 2/28 ARMs, and those that have been looking for a low VA mortgage rate. You're also able to do a VA streamline refinance (IRRRL) if you currently have a VA home loan.

Charlotte Home Mortgage Loan